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Certificate of Deposit

Astute savers invest in ORIX Certificate of Deposit. It is a case of excellent returns and great security for your total peace of mind. There is flexibility too, with maturity terms ranging from 3 months to 10 years with periodic payment or accumulation of profits.

You can be rest assured that your savings are in ORIX’s safe hands which are backed by total assets of over Rs. 20 billion and an AA credit rating (the highest in Pakistan’s leasing sector).

Who can invest – pretty well everyone:
Individuals, professionals, housewives, senior citizens,
partnerships, companies, banks, insurance companies, pension / gratuity funds ……. the list goes on.

Our Certificate of Deposit is offered through the following products:

Certificate of Deposit

Leasing Products


Corporate Lease	Consumer Auto Lease	Commercial Vehicle Lease	Operating Lease
Your Ideal Business Partner	Gear up for Smooth Car Ownership!	Leasing Experts At Your Door Step	We buy, you use

Islamic Finance

Ijarah Financing Medium to long term facility for vehicles (Corporate and Individual), plant and machinery leased out to the client on rental. basis.

Diminishing Musharkah Medium to long term facility for vehicles (Corporate and Individual), plant and machinery on joint ownership basis. Under Diminishing Musharkah Contract the share of the OLP will be divided into a number of units and it is agreed that the client will purchase the OLPs share periodically, thus increasing its own share until all the units of the OLP are purchased by him so as to make the client the sole owner of the asset.

Musawamah Financing Small and Medium Business can avail financing for the purchase of raw materials required to process the confirmed work orders placed by their reputable customers.

e-Business

In todays dynamic business environment where businesses strive to achieve competitive advantage and bring innovation to their business models, ORIX e-Business Division provides them with the opportunity to offer new products and services and bring efficiencies to help maintain their competitive edge.

ORIX e-Business division has created the ORIX Network which is Pakistans first and largest third-party transaction processing network. The ORIX Network is a terminal based Point-of-Sale Network that has been established with the dual objective of enabling an environment and creating a platform from which member financial institutions, banks and other corporate entities would be able offer a host of creative and innovative services to their customers. Read More

Services


Micro Services	Agri Services	Factoring
Making your small business grow	Harvesting with modern technology