As part of ORIX Corporation Japan, we have the worldwide experience combined with local expertise and the wide spread national network of ORIX branches, in most of the major cities and towns of Pakistan. We offer instant access to the highly personalized service of our professionally qualified and trained staff.

To meet growing demands of logistics and transportation in Pakistan, ORIX has established a separate specialized Commercial Vehicle Division.

Our Commercial Leasing facility has set the highest standards of quality, offering easy and flexible terms that can be structured to suit specific requirements of SME's (Sole Proprietorship, Partnership and Corporate entities). We are focusing on leasing of all types of commercial vehicles and are providing growth opportunities to transport and logistics business in Pakistan.

Innovative Products Range:

ORIX Commercial Vehicle Division is always striving hard to come up with the innovative products, which are more suited to the needs of our customers. Commercial Vehicle Division is offering the following flexible leasing product range according to the need of the customers:

• Fixed and variable rate (KIBOR based) Leases.
• Cash Back Leases.
• Step up & Step down Leases.
• Balloon Payment Leases.
• Straight Leases.
• Leases with Grace Period.
• Sales & lease back.

Salient Features 

The decision to lease, rather than other means of financing or outright purchase, can be based on the following reasons:

• Leasing can provide up to 90% financing - the use of the commercial vehicle is obtained only on 10% capital outlay.
• Leasing is acceptable within the Islamic modes of financing.
• Fixed rate & term make budgeting easier.
• Leasing leads to tax saving - generally all rentals are tax deductible.
• Leasing is convenient and flexible - lease rentals can be tailored according to cash flow and income projections of the lessee.
• Leasing as a hedge against inflation - Lessee pays rentals based on today's vehicle price out of tomorrow's profits.

Who can avail lease facility and the type of commercial vehicles:

Any business entity which relates to transportation, logistics and distribution business from small and medium'sized enterprises to big corporations can avail lease facility.
OLP can lease almost all types of commercial vehicles ranging from smaller trucks/busses to bigger ones.

Eligibility Criteria

• Organizations which have a successful track record of past three years operations.
• Having NTN registration.
• Evidence of revenue/income verification. (Bank Statement).