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Putting you in the driving seat

ORIX Consumer Auto Division offers flexible product range tailored to suit the specific requirements and financial needs of individual customers. We make sure that our product portfolio is in compliance with the cash flow requirements and the changing individual needs of our customers.
Our dedicated professional executives ensure that we not only respond quickly to our customers requirements but also provide customized innovation. Our staff has absorbed the spirit of challenge and learning, a trait that contributes to our continuing leadership in this field.

There is a lot of wisdom in being with ORIX. Our plans are as easy to understand as road signs.

Salient Features    

  • ORIX Consumer Auto Division offers both leasing and financing facilities of vehicles.
  • The following are the flexible product range tailored to suit the customers needs:
    • Straight Leases
    • Cash Back Leases
    • Step up and Step Down Leases
    • Balloon Payment Leases
    • Leases with Grace Period
    • Financing against vehicles
  • An auto lease contract is a non-cancellable contract for a specific period of time, typically from three to five years.
  • The lessee will receive the full benefits of all warranties, guarantees, etc., offered by the manufacturers.
  • The vehicle is insured by ORIX on behalf of the lessee with Pakistan’s leading insurance companies and ORIX’s lessees will enjoy the following distinctive features: No deductible amount on the policy, coverage of terrorism, coverage of life insurance, coverage of third party limited liability insurance.
  • The auto lease comes with a complementary Tracking Device option.
  • Leasing is acceptable within the Islamic modes of financing as fixed rental payments are made.
  • ORIX Branch Network is present throughout Pakistan.
  • ORIX Consumer Auto Division can lease almost all types of vehicles ranging from small to large ones.

Eligibility Criteria

Any individual who relates to:

  • Business entity from sole-proprietorship and partnership to public and private companies.
  • Corporate employees from small and medium-sized enterprises to large corporations.
  • Self-employed persons such as doctors, engineers, architects, lawyers etc.
  • At least 21 years of age at the time of leasing or financing.
  • A resident of Pakistan.
Certificate of Deposit
       
       
Leasing Products
       
Corporate Lease   Consumer Auto Lease   Commercial Vehicle Lease   Operating Lease  
Your Ideal Business Partner   Gear up for Smooth Car Ownership!   Leasing Experts At Your Door Step   We buy, you use  
Islamic Finance
  • Ijarah Financing Medium to long term facility for vehicles (Corporate and Individual), plant and machinery leased out to the client on rental. basis.
  • Diminishing Musharkah Medium to long term facility for vehicles (Corporate and Individual), plant and machinery on joint ownership basis. Under Diminishing Musharkah Contract the share of the OLP will be divided into a number of units and it is agreed that the client will purchase the OLPs share periodically, thus increasing its own share until all the units of the OLP are purchased by him so as to make the client the sole owner of the asset.
  • Musawamah Financing Small and Medium Business can avail financing for the purchase of raw materials required to process the confirmed work orders placed by their reputable customers.
e-Business
In today’s dynamic business environment where businesses strive to achieve competitive advantage and bring innovation to their business models, ORIX e-Business Division provides them with the opportunity to offer new products and services and bring efficiencies to help maintain their competitive edge.

ORIX e-Business division has created the ORIX Network which is Pakistan’s first and largest third-party transaction processing network. The ORIX Network is a terminal based Point-of-Sale Network that has been established with the dual objective of enabling an environment and creating a platform from which member financial institutions, banks and other corporate entities would be able offer a host of creative and innovative services to their customers. Read More
Others
     
Micro Finance   Agri Finance   Factoring  
Making your small business grow   Harvesting with modern technology