ORIX Leasing Pakistan Limited (OLP), a subsidiary of ORIX Corporation, Japan's leading integrated financial services company spread over 24 countries. OLP was incorporated in Pakistan as a private limited company on July 1, 1986 and was converted into a public limited company on December 23, 1987.

OLP is listed on Karachi, Lahore and Islamabad Stock Exchanges. OLP has assets of Rs. 23.75 billion ($ 396 million) and a net worth of Rs. 2.33 billion ($ 38.88 million) as at June 30, 2006. Based on the results for the year ended June 30, 2006 the Pakistan Credit Rating Agency (PACRA) has maintained the Company's entity ratings of AA+ for long term senior unsecured creditors and the highest rating of A1+ for short term senior unsecured creditors.

OLP, one of the leading leasing companies in Pakistan, following in the footsteps of its Japanese parent has played a major role in the leasing industry in Pakistan. OLP’s main business activity is leasing of moveable assets. Its strength lies in an extensive branch network, a diversified portfolio of clients, a wide range of financial products, personnel development and business automation. OLP has strategically located branch offices throughout Pakistan that make it easy to provide quality service to its broad client base. Quality service is the driving force behind the OLP work ethics.

OLP serves as the regional headquarter for ORIX Group operations in the Middle East.

Critical Success Factors
Today OLP occupies a leading position in the leasing industry. The company’s success may be attributed to its

• Marketing expertise


• Funding ability


• Branch network


• Diversified product lines


• Technical ability based on the experience of ORIX Corporation.

Niche Market
OLP extends lease facility to all segments of the market. However, its target market remains small to medium-sized companies, spread across different manufacturing and services sectors including textile, sugar, cement, pharmaceutical, engineering, energy, food, paper and board, financial services and distribution. Being the first leasing company to enter this segment of the market, OLP understands the needs of its niche market and has been able to achieve a high degree of risk diversification.

Other Business Areas
While lease financing remains the core business, ancillary financial services have also been added to OLP’s product range. These include auto leasing to salaried employees, self-employed professionals and businessmen, factoring receivables, working capital to SME sector, short term rental of diesel and gas generators on operating lease, micro-credit, agri-lease and point of sales network for processing debit, credit, loyalty and prepaid cards. OLP also offer attractive Certificates of Investments to both individual and companies.

Marketing Network
OLP has a wide branch network, with branch offices in cities throughout Pakistan. This has enabled the Company to develop a large customer base and access the small and medium-sized ticket market effectively.

Resource Mobilization
OLP has successfully applied its innovative strength to its fund raising ability. Efforts to diversify sources of funding have been successful and support of local financial institutions and banks is increasing in recognition of the company’s financial strength and sustained growth.

Leasing with Confidence
In today’s business environment, when customized financial solutions and personalized services make a difference, ORIX by virtue of its resources, expertise and experience is the leasing company that leads from the front and delivers total customer satisfaction.

Relationship with ORIX Group
OLP enjoys good relations with the ORIX Group, enabling it to capitalize on the expertise of other Group companies. Over the years, OLP’s staff has visited various group companies under an exchange program under which employees of OLP are sent overseas for training every year. OLP also contributes to the group by referring business and investment opportunities in Middle East North Africa and Central Asia regions and has actively participated in establishment of five overseas and one local company in Pakistan.